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This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

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Our Commitment begins with a Policy and continues with a Relationship. We know it’s important to understand your family’s unique situation, which is why we provide a policy that is tailored specifically to your needs.